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Do I need Travel Insurance?

March 13, 2020

Travel Tips


Do I need travel insurance is a very common question received by travel agents daily.

Our answer is Yes.

Yes, you do.

Travel insurance exists to safeguard you from certain financial risks and losses that can occur while traveling. Trip cancellation/interruption benefits can reimburse you for non-refundable, pre-paid trip costs (up to the amount of your plan limits) should your trip be canceled or interrupted for a covered reason. Depending on the plan you choose, travel insurance also can reimburse eligible medical costs in case of a covered medical or dental emergency; reimburse you for losses caused by a covered travel delay, baggage delay or baggage loss/damage; and help in other situations as well.


Read more about travel insurance FAQs here. 


Trip protection varies and it is best to consult with your travel agent who can help guide you on the best plan for your needs. It is also important to know what you are purchasing as plans do vary. Depending on the plan you choose, travel insurance can provide benefits for a number of situations that may occur before or during your trip.

These benefits may include:

  • Trip Cancellation
  • Trip Interruption
  • Emergency Medical Transportation
  • Emergency Medical / Dental
  • Lost / Stolen / Delayed Baggage
  • Travel Delay
  • Change Fee Coverage
  • Loyalty Program Redeposit Fee Coverage
  • Rental Car Damage Protection
  • 24-Hour Hotline Assistance

For definitions of these terms, please   click here.

Note: Not all plans include each benefit listed here. Please see the Certificate of Insurance/Policy for terms, conditions, and exclusions

Is COVID-19 being covered by insurance? Read here for the latest coverage updates. 



If you want to insurance a future trip, you can use this link here.

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